Zero-Based Budgeting
Every dollar gets a job. Allocate your income across expenses, savings, and goals until nothing is unassigned.
Your budget should move money,
not just plan it.
IHAB assigns every dollar a job — expenses first, then scheduled set-asides in the order you set. Connect to Sequence, and your planned amounts drive the transfers automatically.
Everything you need to take control
A budgeting methodology that actually executes. Plan once, let the system handle the rest.
Scheduled Set-Asides
Savings goals and non-monthly expenses in one unified model. Income flows through expenses, then into prioritized set-asides — every dollar assigned.
24-Month Cash Flow
See your financial future. Month-by-month projections show the impact of every decision before you make it.
Sequence Integration Premium
Sequence pulls your current planned amount when its rules run. Balances flow back so you track real progress inside your budget.
Balance Tracking
See actual balances from Sequence for every goal and budget category. Know exactly where you stand, not just what you planned.
API Access Premium
Build on IHAB. Full REST API for automation, integrations, and programmatic budget management.
Start free. Upgrade when you're ready to automate.
Simple, transparent pricing.
Free
$0 /month
Free forever
- Unlimited recurring expenses
- Monthly income input
- Monthly budget overrides
- Budget summary dashboard
- GDPR data export
- Google SSO authentication
Premium
$5 /month
or $40/year — save 33%
- Everything in Free, plus:
- Scheduled set-asides (goals + non-monthly expenses)
- Smart spread planning
- 24-month cash flow projection
- API access & key management
- Sequence integration (amounts + balance tracking)
14-day free trial, no credit card required.
Try every premium feature before you decide.